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22nd State Bank

Accounts Offered

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Summary of Deposits

Get a birds eye view of 22nd State Bank branch locations. Learn about country, state and even county specific market share to see how competitive 22nd State Bank is in certain regions. Also checkout deposit totals and number of offices by region.

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Bank financials

B+

Texas Ratio
A
Deposit Growth
C
Capitalization
A+
Overall information
FDIC Certificate #
16910
Established
1/1/1917
Holding Company ID
3438051
Federal Reserve ID
-
Branch Offices
7
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Reviews (5)

F
Ferdy
Mar 9, 2024
Rates - With a savings rate of 0.30%

Community State Bank ranks poorly in comparison to the average U.S. bank. Community State Bank's one-year and five-year term lengths CDs earn at a rate of 0.45% and 1.20%, respectively, while its highest-yielding money market account earns at an APY of 0.45%. Given Community State Bank's noncompetitive savings rate, you should consider choosing another bank to earn more on your deposits.

G
Galeleo
Mar 9, 2024
Fees - On average

Community State Bank charges its customers extremely low fees compared to other U.S. banks. Its checking account has no monthly fee, ranking it excellent for anyone looking for a hassle-free account. Community State Bank unfortunately does not refund out-of-network ATM charges, meaning you will need to search for a Community State Bank ATM or eat the fee.

G
Greg
Mar 9, 2024
Financial Health - Community State Bank is a small bank

owning assets totaling $361 million and deposits totaling $324 million. Community State Bank's Texas Ratio is 9.40%, signifying that the bank is in good financial shape and improbable to fail. Additionally, Community State Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Bank details
Bank gradeB+
Avg. user rating4.00
Current top rate2.50% APYKasasa Cash Checking

(888) 325-7777

Bank HQ: 1920 Main St, Louisville, Alabama 36048
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