Accounts Offered
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Summary of Deposits
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Bank financials
B+
Overall information
Reviews (5)
Rates - With a savings rate of 0.30%
Community State Bank ranks poorly in comparison to the average U.S. bank. Community State Bank's one-year and five-year term lengths CDs earn at a rate of 0.45% and 1.20%, respectively, while its highest-yielding money market account earns at an APY of 0.45%. Given Community State Bank's noncompetitive savings rate, you should consider choosing another bank to earn more on your deposits.
Fees - On average
Community State Bank charges its customers extremely low fees compared to other U.S. banks. Its checking account has no monthly fee, ranking it excellent for anyone looking for a hassle-free account. Community State Bank unfortunately does not refund out-of-network ATM charges, meaning you will need to search for a Community State Bank ATM or eat the fee.
Financial Health - Community State Bank is a small bank
owning assets totaling $361 million and deposits totaling $324 million. Community State Bank's Texas Ratio is 9.40%, signifying that the bank is in good financial shape and improbable to fail. Additionally, Community State Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.