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Summary of Deposits

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Bank financials

B+

Texas Ratio
A
Deposit Growth
C+
Capitalization
A+
Overall information
FDIC Certificate #
57803
Established
8/2/2004
Holding Company ID
1562859
Federal Reserve ID
-
Branch Offices
1
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Reviews (11)

G
Gener
Feb 28, 2024
Easy to get going, good options once open

I shopped around for a HYSA that had management capabilities. Although ALLY isn't the "highest" HYSA (as of 02/24), buckets and boosters helped to confirm my decision by giving me a clear way of categorizing my saving and goals. When making a yearly budget, instead of doing line items per expense or per month in a spreadsheet, I can now make buckets and accrue interest for something I was already doing the effort for tracking "the hard way". I really appreciate having an exceptionally easy way of visually tracking savings progress and goal management with buckets.

K
Karl
Feb 28, 2024
Savings Buckets Lack Functionality

Savings buckets are a good idea. Separate savings goals within one account for easier management. Brilliant! However, there is a major flaw that renders them useless. Interest must be paid out proportionally to be effective. Without this simple feature, the buckets are pointless.

E
Edwin T.
Feb 28, 2024
Very easy to move money around between accounts.

I started with this account and found out it is easy to open other accounts, like a spending account and CD accounts. everything is self-explanatory so I can start a new account or move money around to exiting accounts 24/7 while I am sitting in my Lazy Boy.

Bank details
Bank gradeB+
Avg. user rating4.45
Current top rate5.25% APY12 Month High Yield CD

(887) 247-2559

Bank HQ: 200 W Civic Center Dr, Sandy, Utah 84070
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