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Interstate Bank

Accounts Offered

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Summary of Deposits

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Bank financials

B+

Texas Ratio
A
Deposit Growth
C
Capitalization
A+
Overall information
FDIC Certificate #
31043
Established
1/1/1957
Holding Company ID
3130542
Federal Reserve ID
-
Branch Offices
2
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Reviews (7)

A
Anita
Mar 10, 2024
Great Bank, Highly Recommend

I have kept my money in several other banks in the valley, but this is my favorite by far. Their online banking is accessible and easy to use both on my PC and phone. They even have a feature where you can deposit a check remotely through the online banking app using photos. They have extremely reasonable fees, and even their overdraft charges are minimal. The customer service is also always excellent. I plan on banking with this institution for a long time.

A
Angie
Mar 10, 2024
Worst Fees Ever

I have been banking with First Interstate Bank for about 8 years now. They have been a good bank for the most part however, in the past year so they have been making some dumb decisions. First, they have not updated their banking website in years. Another bad thing is when I opened up a savings account this year, I deposited a substantial amount of money from my checking account into my banking account ($1000+) and then was told I would be receiving paperwork and that I would need to sign. We get the paperwork 2 weeks later on the day of the deadline for bringing them in. I had to leave work to go sign these papers. But, the single worst thing about this bank the worst ever is their huge lack of communication. I would get random declines on my debit card in the past year due to their new system "checking" for fraud. I'd have to call then go into their branch and sign some papers. The transactions were local by the way. This is yet another time I had to go in. The next huge bad thing happened when I all of a sudden received an Uncollected Items fee for $30. I asked what it was for they told me it was because I didn't have any money in my account. I told them I made a deposit yesterday so they refunded the fee. Well 6 months down the line I get another Uncollected Items fee when this time, they said it was valid because I used my debit card when the funds in my bank weren't quite available. This bothered me because for one, this was not the case in the past and also on my online account it clearly shows the money deposited. Well something changed in the past 6 months and now I wasn't able to use my debit card until the next day even though it showed the funds deposited online. I asked the customer service rep how would I know if its available yet? She told me to call and I said I deposit checks all the time and cannot be calling every single time and also why wasn't I notified? I told her that the last customer service rep removed that fee and she told me they were unauthorized to do that and they shouldn't have done that. I submitted a complaint over this and have to this day not received anything back. The fee is still charged to my account. So in the end, their software seems outdated, they have a horrible time communicating and the customer service is patronizing. I could not recommend banking with this institution.

S
Susan
Mar 10, 2024
I waited for quite a while

being told that the teller would be with my shortly, she must have forgotten about me, I had to caller the teller again. She then acted like I did something incorrectly. Not the greatest customer service, will probably be going to a different location from now on.

Bank details
Bank gradeB+
Avg. user rating3.86
Current top rate4.68% APY1 Year Certificate

(806) 435-4071

CustomerService@isbtexas.bank

Bank HQ: 301 S Main St, Perryton, Texas 79070
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