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Nailed a 7 year 4.99% CD. Took awhile for processing, but worth the wait.
I have had no problems with Kansas State Bank. It is a little different creating a CD account online, then going into a bank branch. I think the Website could be more user friendly. No big deal when a CD just sits there. Not quite sure I would like the website for everyday banking. Kansas State Bank does have very competitive rates. Not thrilled they credit your account quarterly. CUSTOMER SERVICE: I found this funny and a great experience. Today is Saturday. I sent Kansas State Bank a secure message asking a low priority question. Within 5 minutes, I received a response. Did not expect any reply till Monday, at the earliest. I would like to give a shout out to Kansas State Bank for their customer service.
I was pleased with the CD account opening process. Pretty straight forward and Cortney was a great help. Like a few other banks and credit unions, they only credit interest quarterly. No external accounts are linked, even the account you funded the CD with. Guess you must have to have a savings account to link external accounts.