Find a bank
Mercantile Bank logo
Mercantile Bank

Accounts Offered

Always verify rates and promotions with the bank or credit union. We are not Mercantile Bank; we are a rate comparison website and while our data is updated regularly, we cannot guarantee official rates or promotional info.

Loading...

Summary of Deposits

Get a birds eye view of Mercantile Bank branch locations. Learn about country, state and even county specific market share to see how competitive Mercantile Bank is in certain regions. Also checkout deposit totals and number of offices by region.

Loading...
Loading...

Bank financials

B+

Texas Ratio
A+
Deposit Growth
C
Capitalization
A+
Overall information
FDIC Certificate #
34598
Established
12/15/1997
Holding Company ID
2608763
Federal Reserve ID
-
Branch Offices
48
Loading...

Reviews (2)

S
Sophia
Mar 3, 2024
A nice small bank with personal service

Not only are the workers in this bank very friendly to me but they remember me, even though I don't come in frequently. One time I had an issue with a large check that I needed to deposit and things got off to a rough start when they refused to take the check because the amount was so large. After speaking with the branch manager she was willing to work with me and deposit the check. I did have to wait seven days for my funds to become fully available but the process was clearly explained to me and everything was resolved to my satisfaction. I do admit that when things became difficult at the initial refusal that I was fairly irritated by it. I was concerned how a bank could refuse to take a check that was good. There was a hang up between the bank that the check was written on and my bank with some finger pointing as to whether the other bank was providing sufficient information to my bank to deposit the check but since it all worked out in the end I am willing to look past that. I have been a customer of this bank for over three years now and am very happy with their service outside of this one incident. I really feel like they care about me as a customer.

F
Frances
Mar 3, 2024
Poor Customer Service

Poor customer service with no help for fraudulent charges or scam companies which are the norm in the ecommerce days they are no help and just act like you are the problem so there are better institutions with much better policies to handle your money..

Bank details
Bank gradeB+
Avg. user rating2.50
Current top rate4.05% APY12 Month Standard CD

(800) 453-8700

Bank HQ: 310 Leonard St Nw, Grand Rapids, Michigan 49504
How did we rate this bank?
Loading...

Best Bank Accounts of 2025

We reviewed nearly every bank account in the country. Check out our winning bank accounts for 2025 broken down by account type, highest rate offered, and more.

Loading...