I was a bit nervous to invest with this bank, being a bit on the new side, though their parent company has been around for about 100 years. Regardless, I was looking for a great online savings account rate protected by FDIC. When I opened this account in Jan 2024 it was at 5.10% APY , It has since moved up to 5.25% APY. After doing the initial application I was a little nervous, as I did not hear back from them instantaneously of either a denial oran approval. A few days later I received a call from one of the representatives to verify all of my information. While it is great having an online bank with a great rate and no fees, it was still nice to hear a human's voice. After that call, they opted for the 2 small deposits in my account at USAA and then I verified those amounts and then I put in the transfer. It took a day or two and all has been well. I have since transferred some additional funds into the account and have had no issues. I can't say as to the transfer from Jenius back to my home bank of USAA, but I don't foresee any issues. I love USAA for a multiple of reasons and I'm thankful I have the opportunity to utilize their services on multiple platforms, but at the end of the day I need my $$ to make $$.

A Simple savings account with a good rate. I go to a full service branch bank for my main checking account and link to a bank with a high rate saving account. This bank seems to have a successful loan product, which means they will likely stay top of market with their savings rate to fund that portfolio. Reasonable transfer limits with 24/7 call center. That is all I need out of a savings bank. Rate, Service, Easy Money Movement. They dont have their mobile app yet, but for those that know to save the url as a widget on their phone, it looks and works just like an app.

DepositAccounts led me to this due to 5.1% savings account rate. I do a little better right now at Raisin.com. The website was extremely friendly and actively encouraged calling them 24/7. I ended up calling to verify that accounts are for personal accounts only, no business accounts.