Find a bank
1st Capital Bank logo
1st Capital Bank

Accounts Offered

Always verify rates and promotions with the bank or credit union. We are not 1st Capital Bank; we are a rate comparison website and while our data is updated regularly, we cannot guarantee official rates or promotional info.

Loading...

Summary of Deposits

Get a birds eye view of 1st Capital Bank branch locations. Learn about country, state and even county specific market share to see how competitive 1st Capital Bank is in certain regions. Also checkout deposit totals and number of offices by region.

Loading...
Loading...

Bank financials

B+

Texas Ratio
A+
Deposit Growth
C
Capitalization
A+
Overall information
FDIC Certificate #
58485
Established
4/16/2007
Holding Company ID
5533567
Federal Reserve ID
-
Branch Offices
7
Loading...

Reviews (4)

R
Rema
Mar 8, 2024
I don't live in Salinas anymore

But keep my money at 1st Capital because of Vern Horton. I know wherever Vern is, great hometown customer service will follow. All the employees make me feel like family

J
Jobert
Mar 8, 2024
LOVE this bank!!

I feel like Norm from Cheers when I walk through the door. I'm greeted every time with a smile and "Hi Christy! How've you been?" They always make me feel comfortable, and I trust my multiple accounts (business and personal) with them. I'll never go back to BofA or Chase - any large bank again. I like my Community Bank!!

D
Delma
Mar 8, 2024
We use 1st Capital

For our small business accounts. Our personal banker, Jeffrey, has given us the best in customer service. The attention he gives our small scale accounts in phenomenal!

Bank details
Bank gradeB+
Avg. user rating4.00
Current top rate1.86% APY1 Year Busines CD

(831) 264-4000

Bank HQ: 150 Main Street, Suite 150, Salinas, California 93901
How did we rate this bank?
Loading...

Best Bank Accounts of 2025

We reviewed nearly every bank account in the country. Check out our winning bank accounts for 2025 broken down by account type, highest rate offered, and more.

Loading...