About Associated Bank
Associated Bank is part of the Associated Bank-Corp bank holding company and is a regional bank headquartered in Green Bay, Wisconsin. It is the largest bank in Wisconsin and operates more than 200 branches in Wisconsin, Illinois, and Minnesota. The company also operates loan offices in Indiana, Michigan, Missouri, New York, Ohio, and Texas.
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Associated Bank Overview
Associated Bank is the largest bank in Wisconsin, with more than 200 branches throughout Wisconsin, Illinois, and Minnesota. It allows its customers access to more than 40,000 MoneyPass ATMs fee-free. The bank offers a wide variety of banking products, such as CDs, checking, money market, and savings accounts.
| Competitive APYs on some CD products. | Low yields on most accounts. |
| Large selection of checking accounts. | Some CDs require high minimum opening deposits. |
| Most accounts have little to no monthly service charges, and the ones that do can be waived if certain requirements are met. | Numerous fees that need to be watched out for. |
| Peer-to-Peer transactions are available via Zelle. | Only residents of the states it operates in can open an account. |
| Access to more than 40,000 MoneyPass ATMs. |
Associated Bank Product Offerings
CDs
A certificate of deposit (CD) is a form of savings account that pays a fixed interest rate on the money in the account for a certain period, known as a term. Associated Bank offers several CDs with terms varying from one month to six years. The CDs offered require either a minimum opening deposit of $100-$40,000 depending on the type of CD and term. Here are some of their best CD offerings for June 2025:
Checking Accounts
Associated Bank offers several different personal checking accounts. Most of the checking accounts offer APYs below the national average of 0.01% for checking accounts. All accounts have a low or no monthly service charge that can be easily waived with a relatively low average daily balance, and all have no minimum opening deposit requirement. Here are the latest account details for June 2025:
Money Market Accounts
A money market account is an interest-bearing hybrid between a savings account and a checking account. Associated Bank offers one personal money market account. The account features free checks and a debit card. Here are the account details for June 2025:
Savings Accounts
Associated Bank offers several savings accounts, two of which have no opening deposits required. All have monthly service charges that can be waived by meeting certain minimum account balance requirements. Here are the latest savings account details for June 2025:
Bank Fees
Overdraft fee: $32 per overdraft; Maximum of two fees per day
Savings and Money Market Account withdrawal fee: None
Account closure fee: None
Wire transfer fee: Domestic - Incoming is $15 and outgoing is $25; International - Incoming is $15 and outgoing is $45-$85
Non-network ATM fee: $3.50
Monthly service charge: $0-$25 depending on the type of account
Stop payment fee: $35
Paper statement fee: $4
Associated Bank Features
Associated Bank's customer service line is available Monday through Friday from 7 a.m. to 9 p.m. CST and on Saturdays from 8 a.m. to 5 p.m. CST. The bank offers an automated telephone line that is available 24 hours a day, 7 days a week, for basic account information and changes. Customers can use the more than 40,000 MoneyPass ATMs available nationwide. The bank also offers a mobile app for Peer-to-Peer transactions via Zelle to process transactions and manage your bank account.
Associated Bank FAQs
Our Take
Associated Bank may be a good option for residents in Wisconsin, Illinois, and Minnesota. Although they offer a wide variety of accounts, most offer yields that leave much to be desired. Some of its CDs offer competitive yields, but like most brick-and-mortar banks, the yields on its checking and savings accounts are at or below the national average. Many of its non-CD accounts do have monthly service charges, but they can be waived by meeting the minimum balance requirements. There is nothing particularly special about this bank, but it may be convenient for residents of the three states it operates in due to the large number of branches and its participation in the MoneyPass ATM network.
Methodology
Our editorial staff continually updates the information contained on our website. Our editorial staff has analyzed virtually all of the banks and credit unions that it follows, and it does weekly rate analysis for more than 250 prominent banks and credit unions. These institutions were chosen because they provide competitive APYs, low fees, and other factors we find important. These banks and credit unions often provide accounts that are available nationally. All of these banks are FDIC-insured, and all of these credit unions are NCUA-insured. Choosing an FDIC-insured bank or an NCUA-backed credit union assures that your money is protected as long as it stays within insurance limits and requirements.
- About Associated Bank
- Featured Offers
- Featured Offers
- Associated Bank Overview
- Associated Bank Product Offerings
- Bank Fees
- Associated Bank Features
- Associated Bank FAQs
- Our Take