About LimeLight Bank
Utah-based LimeLight Bank is the online banking division of Capital Community Bank, which was founded in 1993.
LimeLight Bank Overview
LimeLight Bank is an online-only bank that offers a wide range of CDs with varying terms and highly competitive APYs. It does not offer any other type of bank account other than CDs.
| Highly competitive APYs. | Only available online, no physical branches. |
| Available to all US citizens. | Non-CD account are not available. |
LimeLight Bank Product Offerings
CDs
A certificate of deposit (CD) is a form of savings account that pays a fixed interest rate on the money in the account for a certain period, known as a term. LimeLight Bank offers CDs with terms varying from six months up to three years. Most CDs offer APYs that are above their respective national averages, with a minimum opening deposit of only $1,000 for all CDs. Here are some of their best CD offerings for the month! and 2025:
Bank Fees
Account closure fee: None
Monthly service charge: None
Early withdrawal penalty: 30, 90, 180 days of interest depending on the term length
Limelight Bank Features
Limelight Bank's customer service line is available Monday through Friday from 8 a.m. to 6 p.m. CST. The bank offers mobile phone account access through the LimeLight Bank app.
LimeLight Bank FAQs
Our Take
LimeLight Bank is the online-only banking division of Capital Community Bank. It offers a handful of CDs with highly competitive yields. Most of its CDs offer yields that are higher than those of many banks, whether traditional or online-only. The bank may be a good option for anyone who can meet their $1,000 minimum opening deposit and is comfortable doing business with an online-only bank.
Methodology
Our editorial staff continually updates the information contained on our website. Our editorial staff has analyzed virtually all of the banks and credit unions that it follows, and it does weekly rate analysis for more than 250 prominent banks and credit unions. These institutions were chosen because they provide competitive APYs, low fees, and other factors we find important. These banks and credit unions often provide accounts that are available nationally. All of these banks are FDIC-insured, and all of these credit unions are NCUA-insured. Choosing an FDIC-insured bank or an NCUA-backed credit union assures that your money is protected as long as it stays within insurance limits and requirements.