They are a rip off. They will fee you to death. BEWARE

Terrible bank. Every single time I go there for some kind of transaction, no matter what kind, they always tell me it can't be done. They're always saying "the rules have changed". This bank makes everything harder for their customers, instead of easier. It's no longer convenient. They are no longer interested in average individual account. holders. They've gone commercial and want big money only. It's OceanFirst, people second. They're showing all the earmarks of overextending & appear to be in trouble by closing branches & forcing people to bank by ATM or video teller machines (which no one uses). The employees all have long faces & are unhappy. When I make comments about it being more difficult & not convenient, the employees all agree with me & tell me they're not happy with the changes either. I've slowly been moving all my accounts out of there to other institutions. Only 2 more accounts left to move.

If there was less than one star I would give it. 40 minutes on phone to address an online access issue to know avail, just to get hung up on. Customer service person i spoke to was totally clue less. Have had a business account with OF for several years. That will end tomorrow.