About Vio Bank
Vio Bank is the online banking division of Oklahoma-based MidFirst Bank. All accounts opened with Vio Bank are provided by and backed by MidFirst Bank, which was founded more than 40 years ago.
Featured Offers
Vio Bank Overview
Vio Bank is an online-only bank that offers a wide range of CDs with varying terms. Many of its short- to mid-term CDs offer competitive APYs, while its longer-term CDs are more in line with their respective national averages. The bank also offers a money market and regular savings accounts with no monthly service charges and low minimum opening deposit requirements.
| No monthly service charges on any account. | Longer term CDs offer average to low APYs. |
| Wide range of CDs with varying terms. | Savings account offers a low APY. |
| Low minimum opening deposit requirements. | Online-only bank. |
| Competitive APYs on many of its accounts. |
Vio Bank Product Offerings
CDs
A certificate of deposit (CD) is a form of savings account that pays a fixed interest rate on the money in the account for a certain period, known as a term. Vio Bank offers CDs with terms varying from six months up to ten years. Many CDs offer APYs that are at or below their respective national averages, except for the shorter-term CDs. All CDs require a minimum opening deposit of only $500. Here are some of their best CD offerings for the month! and 2025:
Money Market Accounts
A money market account is an interest-bearing hybrid between a savings account and a checking account. Vio Bank offers one personal money market account with a relatively low minimum opening deposit and a highly competitive APY. Here are the account details for September 2025:
Savings Accounts
A savings account is a type of bank account that allows you to save your money while earning interest. Vio Bank offers one online savings accounts, which offers an average yield. Here are the latest savings account details for September 2025:
Bank Fees
Monthly service charge: None
Early withdrawal penalty fee: 1% or 3% plus $25 depending on the term
Paper statement fee: $5
Vio Bank Features
Vio Bank's customer service is available via phone weekdays from 7 a.m. to 9 p.m. CST. The bank also offers its mobile app, which allows customers to view their account details and make transfer transactions to deposit and withdraw funds.
Vio Bank FAQs
Our Take
Vio Bank is the online-only banking division of Oklahoma-based MidFirst Bank. The bank offers a variety of CDs, with its short- to mid-term CDs offering above-average yields. The longer-term CDs offer yields that are at or below their respective national averages. The bank offers a money market savings account with a highly competitive APY that requires a low $100 minimum opening deposit. As with other online banks, Vio Bank may be a good option for those who do not mind dealing with an online-only bank and don't need immediate access to their money.
Methodology
Our editorial staff continually updates the information contained on our website. Our editorial staff has analyzed virtually all of the banks and credit unions that it follows, and it does weekly rate analysis for more than 250 prominent banks and credit unions. These institutions were chosen because they provide competitive APYs, low fees, and other factors we find important. These banks and credit unions often provide accounts that are available nationally. All of these banks are FDIC-insured, and all of these credit unions are NCUA-insured. Choosing an FDIC-insured bank or an NCUA-backed credit union assures that your money is protected as long as it stays within insurance limits and requirements.