for over 30 years and decided to build our dream home. Our savings & loan of 30 years didn't offer much in the line of construction loans and even suggested we contact Yakima Federal. Wow! What a great group of people and terrific service. They helped us sail through the process and answered every question we could think of and many we didn't. Communication was fantastic...meetings, telephone calls, and e-mail...whatever was needed and always quick. They even pushed the loan through in record time in spite of being in the middle of a software change over. 30-days start to finish. During construction, our builder was impressed by the rapid turnaround on progress inspections and funding draws. Our construction loan will roll directly into a fixed mortgage. No new mortgage or additional fees, no change in interest rate, no additional paperwork! The loan was not only competitive but won't be sold. The money will be kept in the community and we can deal with real people should there ever be an issue. Simple, very competitive and a great experience. Our thanks to Andrew and Vicki for their help in building our dream home!

Yakima Federal Savings and Loan Association ranks poorly compared to other U.S. banks. Yakima Federal Savings and Loan Association's one-year CD earns at a rate of 0.25% and the five-year CD has a rate of 3.00%, while its highest-yielding money market account has a rate of 0.20%. Given Yakima Federal Savings and Loan Association's below average savings rate, you should think about opting for higher earning savings accounts with other banks.

with assets totaling $2 billion and deposits totaling $1 billion. Yakima Federal Savings and Loan Association's Texas Ratio is 0.58%, denoting a negligible probability of failure. Additionally, Yakima Federal Savings and Loan Association is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.