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Yakima Federal Savings and Loan Association reviews (6)

Kaiden
Mar 10, 2024
We've lived in the Tri-Cities

for over 30 years and decided to build our dream home. Our savings & loan of 30 years didn't offer much in the line of construction loans and even suggested we contact Yakima Federal. Wow! What a great group of people and terrific service. They helped us sail through the process and answered every question we could think of and many we didn't. Communication was fantastic...meetings, telephone calls, and e-mail...whatever was needed and always quick. They even pushed the loan through in record time in spite of being in the middle of a software change over. 30-days start to finish. During construction, our builder was impressed by the rapid turnaround on progress inspections and funding draws. Our construction loan will roll directly into a fixed mortgage. No new mortgage or additional fees, no change in interest rate, no additional paperwork! The loan was not only competitive but won't be sold. The money will be kept in the community and we can deal with real people should there ever be an issue. Simple, very competitive and a great experience. Our thanks to Andrew and Vicki for their help in building our dream home!

E
Elliott
Mar 10, 2024
I have been banking with Yakima Federal Savings and Loan

as long as I have lived in the Tri Cities. They hold my home loan and my checking and savings. It is nice to have a face to speak to - not a machine. They are always willing to help out when needed. They are always professional. I won't choose another bank but this one!

A
Arlo
Mar 10, 2024
Rates - With a savings rate of 0.05%

Yakima Federal Savings and Loan Association ranks poorly compared to other U.S. banks. Yakima Federal Savings and Loan Association's one-year CD earns at a rate of 0.25% and the five-year CD has a rate of 3.00%, while its highest-yielding money market account has a rate of 0.20%. Given Yakima Federal Savings and Loan Association's below average savings rate, you should think about opting for higher earning savings accounts with other banks.

E
Emmanuel
Mar 10, 2024
Fees -

Yakima Federal Savings and Loan Association Bank has generally extremely low fees in comparison to the average U.S. bank. Yakima Federal Savings and Loan Association's checking account has no monthly fee, which makes it excellent for anyone looking for a simple account. Yakima Federal Savings and Loan Association unfortunately does not reimburse out-of-network ATM fees, which means you will have to locate a Yakima Federal Savings and Loan Association ATM or eat the fee.

Ayden
Mar 10, 2024
Service Quality - Yakima Federal Savings and Loan Association Bank is a brick-and-mortar bank

with 10 total branches in Washington. It also offers access to mobile and web apps for a straightforward mobile-banking experience. Yakima Federal Savings and Loan Association receives fair feedback from customers for its mobile app. Out of 45 customer reviews on iOS and Android platforms, the Yakima Federal Savings and Loan Association mobile app is scored at 3.7 out of 5 (compared to the national average of 3.8). Yakima Federal Savings and Loan Association's mobile app lets you manage your finances by looking at account balances, transferring money as well as accessing support representatives. Yakima Federal Savings and Loan Association receives a superb consumer satisfaction rating due to relatively few complaints reported to the Consumer Financial Protection Bureau (CFPB), a government-sponsored consumer protection agency.

B
Bentley
Mar 10, 2024
Financial Health - Yakima Federal Savings and Loan Association is a large bank

with assets totaling $2 billion and deposits totaling $1 billion. Yakima Federal Savings and Loan Association's Texas Ratio is 0.58%, denoting a negligible probability of failure. Additionally, Yakima Federal Savings and Loan Association is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Bank details
Bank gradeB
Avg. user rating4.50
Current top rate5.00% APY6 Month CD

(800) 331-3225

Bank HQ: 118 E Yakima Ave, Yakima, Washington 98901
How did we rate this bank?

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